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An Interactive Guide to Finding Your Best Student Loan Repayment Option

It’s that time of year: students who graduated this spring are about to start paying back their student loan bills. To pick the best repayment plan, you have to think about a lot of things — including the field you’re working in and how you expect your salary to change in the next 10 years.

A great place to start is the Education Department’s repayment estimator. This pulls in information on your student loans to tell you what your payment will be under different plans. But it doesn’t tell you how the career you pursue might affect those payments in the long run. Here are a few of the things you should be considering, and how they might affect what plan is best for you. (You can reload the page at any point to restart the tool or choose another option.)